Starvalley Financial INC is not a lender or a lending institution. The operator of this website, Starvalley Financial INC, provides loan referral services but does not make personal loan or credit decisions. Personal loans may be available through independent lenders based on qualifying criteria. This website does not constitute an offer or solicitation to lend. Providing your information on this website does not guarantee that you will be approved for a personal loan. The operator of this website is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Lenders may not be available in all states. The minimum and maximum financed amounts, rates of interest, origination fees and loan terms vary by lender and depend on the purpose of the loan. All loan and rate terms are subject to eligibility restrictions, application review, credit score, loan amount, term, lender approval, and credit usage and history. Loan options from lending affiliates range from $5,000 to $100,000, are subject to Annual Percentage Rates of 6.9% to 35.99%, an origination fee of between 1% to 6%, and loan term of between 6 and 84 months. For example: A 48-month loan of $20,000 with an APR of 18.34% would have an estimated monthly payment of $561.60 and a total cost of $26,956.80.